Health Insurance
» Health Insurance, Volume 3, Issue 4, 2003
If the respondent's business offers one employee health insurance plan.
8. There are several different kinds of health plans. Please indicate which ONE of the following your business currently offers its employees. Does your business offer:?
| Response | ||||
|---|---|---|---|---|
| 1 | Traditional Insurance where your employees can pick any doctor they want and typically pay the same fixed percentage of the bill | 24 | ||
| 2 | A PPO or Preferred Provider Organization, which is like traditional insurance, but your employees pay less if they use a doctor on the plan approved | 46 | ||
| 3 | An HMO or Health Maintenance Organization in which your employees must obtain medical care from a specified doctor or group of doctors or else none of | 23 | ||
| 4 | A POS or Point of Service Plan which is like an HMO, but allows employees to seek care from any doctor at an additional cost | 2 | ||
| 5 | Another type of medical plan | 4 | ||
| 6 | DK/Refuse | 2 | ||
| Total (%) | 101 | |||
| N | 361 | |||
Notes: Forty-six (46) percent of small employers who offer employees a single health plan offer a PPO or preferred provider organization plan (Q#8).
