The Cash Flow Problem
» The Cash Flow Problem, Volume 1, Issue 3, 2001
If respondent usually borrows when confronting a cash flow problem.
5. When you borrow for a cash flow problem, what is the most likely source? Is it:?
| Response | ||||
|---|---|---|---|---|
| 1 | A loan or line of credit from a commercial bank | 70 | ||
| 2 | A loan or line of credit from another financial institution | 10 | ||
| 3 | A credit card | 8 | ||
| 4 | A business supplier | 0 | ||
| 5 | Family or friends | 11 | ||
| 6 | Other | 1 | ||
| 7 | DK/Refuse | 0 | ||
| Total (%) | 100 | |||
| N | 224 | |||
Notes: Seventy (70) percent of small employers who borrow when confronting a cash flow problem take out a loan or draw on a line-of-credit from a commercial bank (Q#5).
