Purchasing Health Insurance
» Purchasing Health Insurance, Volume 7, Issue 3, 2007
If respondent shopped for employee health insurance AND/OR purchased (or renewed) or dropped their plan in the last three years AND did NOT talk to their employees about a health plan, the financial trade-offs involved, or other relevant health insurance issues.
12b. What was the most important reason you didn’t ask?
| Response | ||||
|---|---|---|---|---|
| 1 | Didn’t want to raise hopes when you were not sure what you would do | 12 | ||
| 2 | Would have different preferences and could offer at best a single option | 6 | ||
| 3 | Afraid employee preferences would be financially unreasonable | 7 | ||
| 4 | Employees wouldn’t know what they preferred | 8 | ||
| 5 | Time was too short to ask | 6 | ||
| 6 | Didn’t want employee opinion | 12 | ||
| 7 | Cost issues | 8 | ||
| 8 | Have an existing plan | 5 | ||
| 9 | (Other) | 30 | ||
| 10 | (DK/Refuse) | 6 | ||
| Total (%) | 100 | |||
| N | 222 | |||
Notes: Twelve (12) percent of small employers who shopped for employee health insurance and/or purchased (renewed) or dropped their plan in the last three years and did not talk to employees about a health plan assert that their primary reasons for not doing so was not wanting to raise employee hopes when they were not sure what they would do (Q#12b).
