Questions - 1 to 51 of 51
Overall, do you believe that the biggest problem with business insurance today is:?
Do you buy business insurance, self-insure, or both buy and self-insure?
(business insurance coverage) Property damage.
On a cost per unit of coverage basis, has the price of insurance covering property damage over the last year or so:? By what percentage has the price risen for property damage coverage?
In the last year, have you filed one or more claims for $1,000 or more on insurance covering property damage?
Did you drop coverage for property damage in the last three years, OR have you not purchased it in the last three years?
(business insurance coverage) Product or professional liability, including negligence, and errors and omissions.
On a cost per unit of coverage basis, has the price of insurance covering product or professional liability over the last year or so:? By what percentage has the price risen for product or professional liability coverage?
In the last year, have you filed one or more claims for $1,000 or more on insurance covering product or professional liability?
Did you drop coverage for product or professional liability in the last three years, OR have you not purchased it in the last three years?
(business insurance coverage) Business interruption.
On a cost per unit of coverage basis, has the price of insurance covering business interruption over the last year or so:? By what percentage has the price risen for business interruption coverage?
In the last year, have you filed one or more claims for $1,000 or more on insurance covering business interruption?
Did you drop coverage for business interruption in the last three years, OR have you not purchased it in the last three years?
(business insurance coverage) Environmental liability.
On a cost per unit of coverage basis, has the price of insurance covering environmental liability over the last year or so:? By what percentage has the price risen for environmental liability coverage?
In the last year, have you filed one or more claims for $1,000 or more on insurance covering environmental liability?
Did you drop coverage for environmental liability in the last three years, OR have you not purchased it in the last three years?
(business insurance coverage) Employee health.
On a cost per unit of coverage basis, has the price of insurance covering employee health over the last year or so:? By what percentage has the price risen for employee health coverage?
Did you drop coverage for employee health in the last three years, OR have you not purchased it in the last three years?
(business insurance coverage) Slips and falls, and similar liability claims (premise liability).
On a cost per unit of coverage basis, has the price of insurance covering slips and falls over the last year or so:? By what percentage has the price risen for premise liability coverage?
In the last year, have you filed one or more claims for $1,000 or more on insurance covering slips and falls?
Did you drop coverage for slips and falls in the last three years, OR have you not purchased it in the last three years?
(business insurance coverage) Vehicle collision and liability.
On a cost per unit of coverage basis, has the price of insurance covering vehicle collision and liability over the last year or so:? By what percentage has the price risen for vehicle collision and liability coverage?
In the last year, have you filed one or more claims for $1,000 or more on insurance covering vehicle collision and liability?
Did you drop coverage for vehicle collision and liability in the last three years, OR have you not purchased it in the last three years?
How satisfied were you with the insurance company’s response? Were you very satisfied, generally satisfied, not too satisfied, or not at all satisfied?
(business insurance coverage) Employment-related liability such as defamation or wrongful termination
On a cost per unit of coverage basis, has the price of insurance covering employment-related liability over the last year or so:? By what percentage has the price risen for employment-related liability coverage?
In the last year, have you filed one or more claims for $1,000 or more on insurance covering employment-related liability?
Did you drop coverage for employment-related liability in the last three years, OR have you not purchased it in the last three years?
(business insurance coverage) Workers’ Compensation
On a cost per unit of coverage basis, has the price of insurance covering workers’ compensation over the last year or so:? By what percentage has the price risen for workers' compensation coverage?
In the last year, have you filed one or more claims for $1,000 or more on insurance covering workers’ compensation?
Did you drop coverage for workers’ compensation in the last three years, OR have you not purchased it in the last three years?
For which ONE type of insurance has the cost per unit gone up the most in the last year or two?
(response to premium increases) Change insurers.
(response to premium increases) Increase the deductible.
(response to premium increases) Reduce or eliminate this coverage.
(response to premium increases) Change agent or broker.
(response to premium increases) Change business operations to reduce claim risk.
(response to premium increases) Increase employee cost-share.
Do you carry extra life insurance on yourself for the sole purpose of paying any potential estate and/or gift tax on your business?
How much do you estimate that you spend per year on insurance of ALL types as a percentage of total sales? Include workers' and unemployment compensation.
Do you consider yourself very knowledgeable, somewhat knowledgeable, not too knowledgeable, or not at all knowledgeable about business insurance?
Do you have one person whom you would call, “my insurance agent?”
Is that person your primary source, an important source, a modestly important source, or not an important source of business insurance and your firm’s insurance needs?
Volume 2, Issue 7, 2002 ISSN - 1534-8326
William J. Dennis, Jr. NFIB Research Foundation