NFIB: The Voice of Small Business - National Small Business Poll

All	Q#	Top 100	Question
	1		How concerned are you that in the next few years, your business or you as the responsible person for the business might be sued in a liability case? Are you very concerned, somewhat concerned, not too concerned or not at all concerned?
	1 a		Which BEST describes the reason you are concerned about the possibility of a liability suit?
	1 b		Which BEST describes the reason you are not concerned about the possibility of a liability suit?
	2		Do you believe that the liability laws properly balance the interest of those who sue others and those who defend themselves in a liability suit?
	2 a		Which side does the law favor? Do you feel that way strongly or not strongly?
	3A		(time allocation compared to liability) Introducing new technologies or processes into your business
	3B		(time allocation compared to liability) Evaluating possible changes in employee wages or benefits
	3C		(time allocation compared to liability) Obtaining or repaying business loans
	3D		(time allocation compared to liability) Evaluating competitors
	3E		(time allocation compared to liability) Looking for ways to cut costs
	4		Within the last five years, has the business or you as the responsible person for the business been sued in a LIABILITY case?
	4 a		How many times in the last five years?
	4 b		Who sued you? Was it a:?
	4 c		What kind of liability suit was it?
	4 d		Was it a so-called “class action” suit, i.e., a suit brought by several people together against you?
	4 e		Were you the only business sued or were there other businesses also sued in the case?
	4 f		Did the case go to court? Was it settled out of court? Or, is it still pending?
	4 f1		Did you want to settle or did the insurance company push you into settling?
	4 g		Were you very satisfied, somewhat satisfied, not too satisfied, or not at all satisfied with the outcome?
	4 h		Did you have insurance to help cover the cost of the suit?
	4 h1		Excluding any amount your insurance paid, what (was/has been) the total cost of the suit to you?
	5		Within the last five years, has anyone made a credible threat to bring a LIABILITY suit against the business or you as the person responsible for the business?
	5 a		How many times?
	5 b		Who threatened you? Was it a:?
	5 c		What kind of liability suit was threatened?
	5 d		How much has the threatened suit cost you out-of-pocket to this point?
	6		Within the last five years, have you as the person responsible for the business or the business filed a LIABILITY suit against another party?
	7A		(liability-related actions) Sought legal advice on how to protect yourself or your business from a liability suit
	7B		(liability-related actions) Changed operations, products, or services to limit your exposure to liability suits
	7C		(liability-related actions) Educated or talked to your employees about ways to avoid liability suits
	7D		(liability-related actions) Sought legal advice on how to bring a liability suit against a party
	7E		(liability-related actions) Withheld or failed to develop or market products or services to limit your exposure to liability suits
	7F		(liability-related actions) Talked to an insurance agent or broker about the adequacy of your liability coverage
	8		Within the last two years, has an insurance company providing you liability coverage of any kind stopped selling liability insurance?