Questions - 1 to 31 of 31
Which BEST describes your current business situation? You:?
Did you start offering employee health insurance in the last three years OR did you offer it before then?
Though you don't offer it now, did you offer employee health insurance at any time in the last three years?
Regardless of whether you purchased it or not, did you or someone on your behalf shop for employee health insurance, either for a new or better plan, at any time in the last three years?
Since you have employee health insurance, but didn’t shop for any in the last three years, did you:?
Think of the last time you shopped for employee health insurance. Who did the shopping?
In hours, about how much time did you spend shopping? For example, how many hours did you spend learning about different plans, analyzing options, making inquiries, determining employee needs, etc.? An estimate is fine.
What was the primary reason you or your business shopped? Were you or your business looking for a:?
Think of the last time you or your business shopped for employee health insurance. Did you or your business explore options for purchasing employee health insurance on the Internet?
The last time you or your business shopped, did you or your business explore options directly with a network of health care providers, such as an HMO?
The last time you or your business shopped, did you or your business explore options in a government-organized or sponsored small-business health insurance program?
Why didn’t you consider a government organized or sponsored small-business health insurance program? Was it because you:?
The last time you or your business shopped, did you or your business explore options through a business trade organization or association?
The last time you (purchased/shopped) for health insurance did you discuss options with an insurance agent or broker?
With about how many DIFFERENT agents or brokers did you discuss your employee health insurance options?
Which best describes what happened when you discussed purchasing employee health insurance with the agent or broker?
Did the agent or broker thoroughly explain Health Savings Accounts or HSAs as a health insurance option?
Did you bring up the subject of Health Savings Accounts or did your agent or broker?
As you consider what to do about employee health insurance, did you talk to your employees about a health plan, the financial trade-offs involved, or other relevant health insurance issues?
What was your general sense of what your employees most wanted in health insurance? Was their priority:?
What was the most important reason you didn’t ask?
Did you eventually purchase your employee health insurance:?
Was the government directly or indirectly involved in your purchase, such as sponsoring or organizing the plan, matching you with an insurer, etc.?
Excluding health insurance and premium reimbursements, do you provide full-time employees any type of health benefit, such as reimbursement for certain health care expenses, membership in health clubs, paid screening for specific health conditions, or things of that nature?
(health benefit) What do you offer?
Do you spend 7.5 percent or more of your payroll on employee health, counting any health insurance you offer or other health-related employee benefits you provide?
Do you spend 15 percent or more of your payroll on employee health, counting any health insurance you offer or other health-related employee benefits you provide?
Do you have ONLY part-time employees?
If such a proposal became law, what would be your first step to comply with it? Would you:?
Would you take a second step to help you comply? Would you:?
If the law required you to either purchase health insurance and pay 60 percent of the premium for your full-time employees OR pay an additional 7.5 percent tax on payroll, which would you choose?
Volume 7, Issue 3, 2007 ISSN - 1534-8326
William J. Dennis, Jr. NFIB Research Foundation