NFIB: The Voice of Small Business - National Small Business Poll

Credit Access

Questions - 21 to 30 of 72

All	Q#	Top 100	Question
	10b		Is your primary financial institution as of mid-September better described as an Internet bank with virtually no locations like ING, a regional bank with several branches, or a local bank with a few branches at most?
	10c		About how many years have you been a customer of your primary financial institution or a predecessor if it has been merged? An estimate is fine.
	11		Does your business currently have a line of credit, NOT including credit cards, with one or more financial institutions?
	11a		(credit) How many different lines do you have?
	11a 1		Are they at your primary financial institution or are they at different ones?
	11b		[Think of your largest credit line.] Since the first of September, has the financial institution changed the size, interest rate, collateral requirements, OR other terms of the line, such as requiring a personal guarantee?
	11b 1		What did the institution do?
	11b 2		How did that decision impact your business? Was it:?
	11c		Was that line held at your primary financial institution?
	11d		Did you try successfully to replace it on more favorable terms at a different institution, try unsuccessfully to replace it, or not try to replace it?